London, United Kingdom
Monica Lobato, Fia currently works at GBS Finanzas Monica studied at CFA Candidate Level 2 and Monica is located at London, United Kingdom.
Financial Analyst at GBS Finanzas
Nmas1, Credit Agricole CIB, Universidad Complutense de Madrid, Eight hotels Australia, FIDE Fundación para la investigación sobre derecho y la empresa
Finanzas@CFA Candidate Level 2
Investment management is the professional asset management of various securities (shares, bonds and other securities) and other assets (e.g., real estate) in order to meet specified investment goals for the benefit of the investors. Investors may be institutions (insurance companies, pension funds, corporations, charities, educational establishments etc.) or private investors (both directly via investment contracts and more commonly via collective investment schemes e.g. mutual funds or exchange-traded funds). The term asset management is often used to refer to the investment management of collective investments, while the more generic fund management may refer to all forms of institutional investment as well as investment management for private investors. Investment managers who specialize in advisory or discretionary management on behalf of (normally wealthy) private investors may often refer to their services as money management or portfolio management often within the context of so-called private banking. The provision of investment management services includes elements of financial statement analysis, asset selection, stock selection, plan implementation and ongoing monitoring of investments. Coming under the remit of financial services many of the world's largest companies are at least in part investment managers and employ millions of staff. It remains unclear if professional investment managers can reliably enhance risk adjusted returns by an amount that exceeds fees and expenses of investment management. The term fund manager (or investment advisor in the United States) refers to both a firm that provides investment management services and an individual who directs fund management decisions.
BlackRock, The Vanguard Group, State Street Global Advisors, Fidelity Investments, Allianz, J.P., Morgan Asset Management
England is a country that is part of the United Kingdom. It shares land borders with Scotland to the north and Wales to the west. The Irish Sea lies northwest of England and the Celtic Sea lies to the southwest. England is separated from continental Europe by the North Sea to the east and the English Channel to the south. The country covers five-eighths of the island of Great Britainin its centre and south, and includes over 100 smaller named islands such as the Isles of Scilly and the Isle of Wight. The area now called England was first inhabited by modern humans during the Upper Palaeolithic period, but takes its name from the Angles, a Germanic tribe deriving its name from the Anglia peninsula, who settled during the 5th and 6th centuries. England became a unified state in the 10th century, and since the Age of Discovery, which began during the 15th century, has had a significant cultural and legal impact on the wider world. The English language, the Anglican Church, and English law – the basis for the common law legal systems of many other countries around the world – developed in England, and the country's parliamentary system of government has been widely adopted by other nations. The Industrial Revolution began in 18th-century England, transforming its society into the world's first industrialised nation. England's terrain mostly comprises low hills and plains, especially in central and southern England. However, there are uplands in the northand in the west. The capital is London, which has the largest metropolitan area in both the United Kingdom and the European Union. England's population of over 53 million comprises 84% of the population of the United Kingdom, largely concentrated around London, the South East, and conurbations in the Midlands, the North West, the North East, and Yorkshire, which each developed as major industrial regions during the 19th century. The Kingdom of England—which after 1535 included Wales—ceased being a separate sovereign state on 1 May 1707, when the Acts of Union put into effect the terms agreed in the Treaty of Union the previous year, resulting in a political union with the Kingdom of Scotland to create the Kingdom of Great Britain. In 1801, Great Britain was united with the Kingdom of Ireland through another Act of Union to become the United Kingdom of Great Britain and Ireland. In 1922 the Irish Free State seceded from the United Kingdom, leading to the latter being renamed the United Kingdom of Great Britain and Northern Ireland.